Minimum Underwriting Criteria
Credit Score
Minimum Equifax credit score of 575
Time in Business
Minimum 1 month time in business (same ownership)
Monthly Sales
Minimum monthly sales of $17,000 ($200,000 annually)
Loan Program Advantages
Loan amounts from $5,000 to $1.5 million
Flexible repayment terms up to 36 months
Builds business credit and interest/fees are tax deductible
Interest-only options are available
Unlimited draws and partial principal paydowns for up to a year
Pay off up to 2 competitors (MCAs, short-term loans)
Same-day approvals with funding in under a week
Early pay-off options available with no penalty
Bank-originated loan and SBA refinance compliant
Access capital without disrupting other financing
Minimal documentation with faster funding than traditional banks